Nine prize tiers, top-prize odds of about 1 in 22.9 million, and overall odds of about 1 in 8.46 on a $5 play. The top prize is a fixed $1 million a year for life — the prize table is first, then a side-by-side comparison with Powerball, Mega Millions and Lotto America.
| Main numbers matched | Millionaire Ball | Prize | Odds (1 in…) |
|---|---|---|---|
| 5 | Matched | $1,000,000 a year for life | 22,910,580 |
| 5 | Not matched | $100,000 a year for life | 5,727,645 |
| 4 | Matched | $7,500 | 86,455.02 |
| 4 | Not matched | $500 | 21,613.75 |
| 3 | Matched | $250 | 1,662.6 |
| 3 | Not matched | $50 | 415.65 |
| 2 | Matched | $25 | 97.8 |
| 2 | Not matched | $8 | 24.45 |
| 1 | Matched | $8 | 15.65 |
Overall odds of any prize: approximately 1 in 8.46. Cash options: $18 million for the top prize and $2.2 million for the second prize.
Source: official Millionaire for Life prize chart. Checked September 15, 2026. View official prizes and odds
Millionaire for Life has much shorter top-prize odds than Powerball or Mega Millions because its pools are smaller. The top prize is fixed rather than rolling, and every ticket is still a long shot.
| Rule | Lotto America | Powerball | Mega Millions | Millionaire for Life |
|---|---|---|---|---|
| White balls | 5 from 1–52 | 5 from 1–69 | 5 from 1–70 | 5 from 1–58 |
| Special ball | Star Ball 1–10 | Powerball 1–26 | Mega Ball 1–24 | Millionaire Ball 1–5 |
| Jackpot odds | 1 in 25.99 million | 1 in 292.2 million | 1 in 290.5 million | 1 in 22.9 million |
| Any prize | about 1 in 9.63 | about 1 in 25 | about 1 in 23 | about 1 in 8.46 |
See also Powerball odds, Mega Millions odds and Millionaire for Life odds.
The published odds of winning the Millionaire for Life top prize are about 1 in 22.9 million, and the overall odds of winning any prize are about 1 in 8.46. Compared with Powerball (about 1 in 292.2 million) and Mega Millions (about 1 in 290.5 million), the top prize is far easier to hit — but it is a fixed $1 million a year for life (or $18 million cash) rather than a rolling jackpot. For exact, current figures, always refer to the official Millionaire for Life prize chart.
There are 4,582,116 ways to choose five white balls from 58, and multiplying by the 5 possible Millionaire Balls gives 22,910,580 equally likely combinations — so a single play has one chance in roughly 22.9 million of matching all six numbers. Matching the five white balls without the Millionaire Ball (4 of the 5 ball choices) happens about once in 5.7 million plays.
Odds are not improved by prediction tools, hot/cold lists, generators, or any “system.” Every combination is equally likely on every draw, and each nightly draw is independent of the last. Our Analyzer Hub and Millionaire for Life statistics describe past draws for education only. Please play responsibly.
Disclaimer: This app is not affiliated with Powerball®, Mega Millions®, Lotto America®, Millionaire for Life™, or any official lottery organization. All statistics and number suggestions are based on public draw history and do not increase your chances of winning. Use for educational/entertainment purposes only.